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Plan with transparent assumptions

Investment Property Qualification Scenario

An indicative debt-service scenario with explicit rental-income assumptions.

Prefilled amounts are examples—not personal advice, local quotes or guaranteed returns. Review every assumption. All amounts are Canadian dollars.

Include lender-required credit card/loan payments. Do not duplicate mortgage obligations entered separately.

50% counted in this illustrative qualification test; other tools count full cash costs.

Actual mortgages, property taxes, heating and lender-counted condo costs for retained properties. Do not enter balances or duplicate other debts.

Method and scope

Inputs are checked before calculation. Editing any field clears the previous result so it cannot be mistaken for an updated answer. Rules reviewed October 2, 2026. Confirm tax eligibility and mortgage terms with your professional.

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